Episode 4 of The Secret Lives of Mormon Wives: Orange County is titled “The Book of Loyalty” and runs 47 minutes. It dropped on November 12, 2026, with the rest of the season, streaming on Hulu in the United States and Disney+ internationally. All eight episodes arrived at once.
The episode centers on a confession from Jen Affleck to Bobbi Althoff. Jen tells Bobbi that Zac secretly drained over $100,000 from their joint bank account, put it into Bitcoin without telling her, and lost it. That discovery was the final straw that led Jen to file for divorce on November 3, 2026.
What Happened in Episode 4
Jen tells Bobbi about the missing $100,000
Jen noticed Zac acting “really weird, like he wasn’t being honest,” so she checked their bank account and found the money gone. “There [was] over $100,000 in there,” she told Bobbi. “So, I called him and I’m like, ‘Why is the money gone?'”
Zac admitted he had invested a bunch of money in Bitcoin without telling her and lost it. He had done it before multiple times, through online poker, sports betting, and crypto. Jen told Bobbi, “He’s done this before multiple times, whether it was through online poker or investing in crypto, I said, ‘You’re not allowed to do that anymore.'”
People reported that the discovery was prompted by Zac being served papers over a real estate deal. In a confessional, Jen said, “I can’t tell you how many times we’ve gone through this in our marriage. Whether it was poker or sports betting, and now I’m seeing that he invested a ton of money in Bitcoin without telling me and [he] lost it.” She does not know the true amount of his debts.
Zac admitted it to Jen directly. “I f–ked up. And you wanted to separate, so I didn’t tell you this because I knew if you found out you would divorce me.”
Jen answered, “I’m done. I’m divorcing you. F–k you.”
Jen looks for an unbiased ear
Jen’s family believes she should work through her marital problems. She turned to Bobbi because she hoped Bobbi could give “more of an unbiased opinion” than the people around her at home.
Zac did not film any scenes for the Orange County series. He has since posted a public apology to Jen on TikTok, according to The Tab.
Salome and Aaron go Instagram-official
The episode synopsis says a couple goes Instagram-official, announcing they are back together and expecting, and the past resurfaces at the worst possible moment. The couple is Salomé Andrea and her husband Aaron Brimhall. They reconciled in 2026 and are expecting a third baby, and the past in question is Salomé’s brief relationship with Chase McWhorter, which she revealed in the premiere.
That identification comes from the episode synopsis matched against what is already known about Salomé and Aaron. It is not a separately confirmed on-screen scene, so treat it as the likely reading of the synopsis. It is not a verified moment from the episode.
What Happened Before Episode 4
Episode 1 opened after a shaky Palm Springs trip and set up the season’s two warring friend groups. Aspyn Ovard sat down for a therapy session with her ex-husband Parker Ferris and revealed two major disclosures: Parker had secretly drunk behind her back for years, and one of their daughters has terminal cancer. Jen spent the premiere weighing her divorce from Zac and visiting a California law firm with Aspyn. Salomé revealed her brief relationship with Chase McWhorter while separated from Aaron.
Episode 2 kept the group in Palm Springs for a “Palm Royale” themed trip that turned into a power struggle. McCall DaPron hoped the desert trip would bring everyone together under her leadership. A manicure led to a leaked secret, and marital strain intensified, though neither the secret nor the marriage was identified in the coverage.
Aspyn also confronted McCall and Jordan McClanahan during the trip about their resistance to explicitly saying they support gay rights, despite the Mormon Church’s practices. That politics conversation was cut from the show.
Episode 3 brought Jordan into the group after McCall felt like the odd woman out in Palm Springs. A stand-up debut fell flat, though no coverage names the performer, and a mahjong game turned petty.
How to Watch Episode 4
Episode 4 streams on Hulu in the United States and Disney+ internationally. The full season of eight episodes dropped on November 12, 2026, so the episode is available now with no wait for a weekly release. The episode runs 47 minutes and the season is rated TV-MA.
FAQs About Episode 4
How much money did Zac lose?
Over $100,000 from the couple’s joint bank account. Jen found the money gone, and Zac admitted he had invested it in Bitcoin without telling her and lost it. He had lost money before through online poker, sports betting, and crypto.
Why did Jen file for divorce?
The missing $100,000 was the final straw. Jen filed for divorce on November 3, 2026, after learning Zac had secretly drained the joint account and lost the money in Bitcoin.
Did Zac appear in Episode 4?
No. Zac did not film any scenes for the Orange County series. He has since posted a public apology to Jen on TikTok, according to The Tab.
Who went Instagram-official in Episode 4?
The episode synopsis points to Salomé Andrea and Aaron Brimhall, back together and expecting a third baby. That reading comes from the synopsis matched against known facts about the couple, not from a separately confirmed scene, so it is flagged as an inference in this recap.
How long is Episode 4 of Mormon Wives Orange County?
Episode 4, “The Book of Loyalty,” runs 47 minutes.
Where can I watch Episode 4?
Episode 4 streams on Hulu in the United States and Disney+ internationally. All eight episodes of the season are available now.
